Bank Indonesia launched the mechanism of settlement (settlement) to transfer the credit to the Bank Indonesia National Clearing System (SKNBI), of which previously only twice a day to four times a day. This is an effort to increase non-cash payment system services to the community through SKNBI.
As quoted in the website of Bank Indonesia, Thursday (04/19/2012), additional time is expected to bridge the needs of the community and participants will be the settlement bank faster.
For banks, the addition of the period of settlement provides benefits in order to manage daily liquidity is more optimal because the bank can utilize this mechanism clearing faster than ever.
As for society, with the addition of these services is expected to further accelerate the receipt of funds by the receiving bank for the transfer recipient must complete the transfer of funds received by the receiving customer's account immediately after the settlement by Bank Indonesia in accordance with predetermined rules.
Additional service, not accompanied by additional clearing fees charged to banks, so banks are not expected to add cost to society for such additional services.
"Clearly, this new clearing mechanism that was popularized by the term or close to real time is expected to further support the economic activities of society with the funds transfer process is faster and cheaper while maintaining existing service levels," according to Bank Indonesia.
Jumat, 20 April 2012
Net Income Up 45 Percent BII
PT Bank International Indonesia (BII) Limited recorded a net profit of Rp 669 billion in 2011, up 45 percent over the previous year. Achievement is one of them is supported by solid growth in core businesses.
"BII has demonstrated improved performance and increased business growth in 2011," said President Director of BII Dato 'Khairussaleh bin Ramli, in a release received Kompas.com, Thursday (04/19/2012).
In addition to income, credit consolidation BII has grown 25 percent from Rp 53.6 trillion in December 2010 to Rp 67.2 trillion in December 2011. Significant loan growth has brought the total assets of Rp 94.9 BII level trillion, up 26 percent compared to 2010.
With such financial condition, the Annual General Meeting of Shareholders (AGM) approved the establishment of the use of BII net profit for the year ended December 31, 2011 at $ 66.89 billion as a general reserve. This reserve to meet the provisions of article 70 of the Limited Liability Company Law and Article 25 of the Articles of Association. The remaining Rp 602.06 billion defined as retained earnings.
"The fundamentals are solid combined with the strong commitment of the Maybank Group will contribute positively to the BII as we can reach a larger market share. In it happen, we want to always be in the middle of the communities where we operate, providing products and services as part of our mission humanizing financial services, "added Dato 'Khairussaleh.
"BII has demonstrated improved performance and increased business growth in 2011," said President Director of BII Dato 'Khairussaleh bin Ramli, in a release received Kompas.com, Thursday (04/19/2012).
In addition to income, credit consolidation BII has grown 25 percent from Rp 53.6 trillion in December 2010 to Rp 67.2 trillion in December 2011. Significant loan growth has brought the total assets of Rp 94.9 BII level trillion, up 26 percent compared to 2010.
With such financial condition, the Annual General Meeting of Shareholders (AGM) approved the establishment of the use of BII net profit for the year ended December 31, 2011 at $ 66.89 billion as a general reserve. This reserve to meet the provisions of article 70 of the Limited Liability Company Law and Article 25 of the Articles of Association. The remaining Rp 602.06 billion defined as retained earnings.
"The fundamentals are solid combined with the strong commitment of the Maybank Group will contribute positively to the BII as we can reach a larger market share. In it happen, we want to always be in the middle of the communities where we operate, providing products and services as part of our mission humanizing financial services, "added Dato 'Khairussaleh.
12 Million and 30 Million Corporate Tax payers Mover
At least 12 million companies and 30 million taxpayers (WP) is still a tax pengemplang. As a result, the country loses trillions of dollars.
Tax Director General Fuad Rahmany said the reason the tax pengemplang it is not unreasonable. Generally, they consider the tax they pay will corrupted by tax officers, as Gaius and Dhana. "The case is actually utilized by the pengemplang taxes, but if they do not pay taxes through the tax man, there will be no corrupted funds because the funds will go directly to the treasury account," said Fuad Rahmany in the seminar "Dynamics of National Taxation: Idealism and Reality, "held at the House Graha Sabha Pramana, UGM, Thursday (19/04/2012).
Fuad Rahmany admitted, the case of Gaius and Dhana, the image of the Directorate General of Taxation (DGT) slump. "To the extent that the DGT's office called Gaius office," he said. In fact, continued Fuad, Gaius and Dhana only person who flirted with business taxpayers.
There are 32 000 tax officers who still have ideals and promote honesty. Fuad also deplored the legal process runs only apply to the tax man. "If you want to eradicate the mafia tax, bribe giver and the receiver must be processed all," he said.
Tax Director General Fuad Rahmany said the reason the tax pengemplang it is not unreasonable. Generally, they consider the tax they pay will corrupted by tax officers, as Gaius and Dhana. "The case is actually utilized by the pengemplang taxes, but if they do not pay taxes through the tax man, there will be no corrupted funds because the funds will go directly to the treasury account," said Fuad Rahmany in the seminar "Dynamics of National Taxation: Idealism and Reality, "held at the House Graha Sabha Pramana, UGM, Thursday (19/04/2012).
Fuad Rahmany admitted, the case of Gaius and Dhana, the image of the Directorate General of Taxation (DGT) slump. "To the extent that the DGT's office called Gaius office," he said. In fact, continued Fuad, Gaius and Dhana only person who flirted with business taxpayers.
There are 32 000 tax officers who still have ideals and promote honesty. Fuad also deplored the legal process runs only apply to the tax man. "If you want to eradicate the mafia tax, bribe giver and the receiver must be processed all," he said.
BII and Danamon Share Bonus
Shareholders of Bank Danamon and Bank International Indonesia (BII) approved the bonus for their directors and commissioners. Value is higher than the previous year, despite the bank's business is growing mediocrity.
Danamon directors pocketed the profits share of about Rp 44 billion. While commissioners earn Rp 12 billion. This figure is higher than the bonuses distributed in 2010, at $ 36 billion for the directors and Rp 12 billion to the Commissioner.
Danamon Finance Director, Vera Eva Liem said, the division adjusted profits share the burden borne by each of the directors. "Tantiem up, because last year we appointed two new directors who resigned as a director," he said. Currently the number of Directors amounted to 9 people Danamon. End of December 2011, Danamon a profit of Rp 3.34 trillion, or grew 16 percent.
BII also enjoy the bonus management. Of net income in 2011, the directors get bonus Rp 14.62 billion. "All the directors work well and its distribution will be based on performance," said President Director of BII, Khairussaleh bin Dato Ramli. As of December 2011, BII recorded a profit of Rp 669 billion, growing 45 percent.
Sharing bonus is actually considered a bit odd, because the role of bankers in Indonesia is not very formidable. BI survey indicates, the share of total bank credit financing is minimal. 25 percent share of working capital and investment is only 21 percent. To finance the expansion, more entrepreneurs use their own funds. Portion is 61 percent of total capital. Business actors away from bank financing for several reasons. The top reasons: bank lending rates are still very high.
BI officials, Santoso Santoso said, if the rules of Basel III is applied, a bank that wanted to divide the dividend or bonus must meet capital requirements countercyclical capital buffer of 2.5 percent and the CAR above 13 percent. "If it does not comply, banks are prohibited for dividends, stock buybacks and bonuses of employees," he said recently. The new Basel III rules themselves apply to the full in the year 2019.
Danamon directors pocketed the profits share of about Rp 44 billion. While commissioners earn Rp 12 billion. This figure is higher than the bonuses distributed in 2010, at $ 36 billion for the directors and Rp 12 billion to the Commissioner.
Danamon Finance Director, Vera Eva Liem said, the division adjusted profits share the burden borne by each of the directors. "Tantiem up, because last year we appointed two new directors who resigned as a director," he said. Currently the number of Directors amounted to 9 people Danamon. End of December 2011, Danamon a profit of Rp 3.34 trillion, or grew 16 percent.
BII also enjoy the bonus management. Of net income in 2011, the directors get bonus Rp 14.62 billion. "All the directors work well and its distribution will be based on performance," said President Director of BII, Khairussaleh bin Dato Ramli. As of December 2011, BII recorded a profit of Rp 669 billion, growing 45 percent.
Sharing bonus is actually considered a bit odd, because the role of bankers in Indonesia is not very formidable. BI survey indicates, the share of total bank credit financing is minimal. 25 percent share of working capital and investment is only 21 percent. To finance the expansion, more entrepreneurs use their own funds. Portion is 61 percent of total capital. Business actors away from bank financing for several reasons. The top reasons: bank lending rates are still very high.
BI officials, Santoso Santoso said, if the rules of Basel III is applied, a bank that wanted to divide the dividend or bonus must meet capital requirements countercyclical capital buffer of 2.5 percent and the CAR above 13 percent. "If it does not comply, banks are prohibited for dividends, stock buybacks and bonuses of employees," he said recently. The new Basel III rules themselves apply to the full in the year 2019.
Depending on the number of employees OJK Organizational Structure
Head of Capital Market Supervisory Agency and Financial Institution is also a candidate member of the Financial Services Authority Board of Commissioners, Nurhaida, not sure how many employees who will eventually fill the Financial Services Authority. According to him, the number of employees depending on the organizational structure of the OJK. "It's depending on how the organizational structure. So while the organizational structure is not yet final. So we can not this (give figures how many employees)," it said after attending a seminar related Nurhaida OJK, in Jakarta, Wednesday (04/18/2012).
Nurhaida say certainty the number of employees who will fill the OJK will depend on the organizational form of OJK. If a simple organizational structure was decided that the number of employees required is not much. "If the organization suddenly ramping course requirements approved HR (human resources) a bit. If the organization is even more the need for bigger," he added.
Therefore, he declined to detail how many employees will be employed OJK. "So it may not be used to deh (put the number of employees) than the numbers I call it an organization that was approved after discussion with the Bank Indonesia apparently simple organization simple yes definitely needs just a little," added Nurhaida.
Previously reported, the establishment of OJK Preparation Team began to develop new recruitment of OJK outside an employee of Bank Indonesia (BI) and Bapepam-LK.
The establishment of OJK Preparation Team Leader, Mulya P Nasution, said recruitment will begin in October or November. "Surely it would be seen what the whole job could be filled. Since 2013 later to be filled not only capital and multi-market, but also other services such as IT and law," said Mulya, in Jakarta, Tuesday (17/04/2012).
Nurhaida say certainty the number of employees who will fill the OJK will depend on the organizational form of OJK. If a simple organizational structure was decided that the number of employees required is not much. "If the organization suddenly ramping course requirements approved HR (human resources) a bit. If the organization is even more the need for bigger," he added.
Therefore, he declined to detail how many employees will be employed OJK. "So it may not be used to deh (put the number of employees) than the numbers I call it an organization that was approved after discussion with the Bank Indonesia apparently simple organization simple yes definitely needs just a little," added Nurhaida.
Previously reported, the establishment of OJK Preparation Team began to develop new recruitment of OJK outside an employee of Bank Indonesia (BI) and Bapepam-LK.
The establishment of OJK Preparation Team Leader, Mulya P Nasution, said recruitment will begin in October or November. "Surely it would be seen what the whole job could be filled. Since 2013 later to be filled not only capital and multi-market, but also other services such as IT and law," said Mulya, in Jakarta, Tuesday (17/04/2012).
BNI Rp 1.16 trillion for Dividends
Annual General Meeting or AGM of Shareholders of PT Bank BNI Tbk (BBNI) approved the use of 20 percent of total company net income in 2011 amounting to Rp 5.81 trillion to be distributed as cash dividends.
"That is, the total dividend of Rp 1.16 trillion. As such, every one share is entitled to receive dividends worth Rp 62.48 trillion," said Director of BNI Gatot M Suwondo, Wednesday (04/18/2012).
Dividends will be distributed on May 30 and are eligible are those that are registered as shareholders until May 15, 2012.
In addition to deciding the use of dividends, BNI AGM also agreed 10 percent of the profits or
Rp 582.59 billion in reserves to support investment. By 10 percent or Rp 582.59 billion for the general reserve and compulsory. By 1 percent or Rp 58.26 billion to fund the Partnership Program.
Then 3 percent or Rp 174.78 billion to fund environmental development program. And the rest, amounting to 56 percent or Rp 3.26 trillion, defined as retained earnings.
"That is, the total dividend of Rp 1.16 trillion. As such, every one share is entitled to receive dividends worth Rp 62.48 trillion," said Director of BNI Gatot M Suwondo, Wednesday (04/18/2012).
Dividends will be distributed on May 30 and are eligible are those that are registered as shareholders until May 15, 2012.
In addition to deciding the use of dividends, BNI AGM also agreed 10 percent of the profits or
Rp 582.59 billion in reserves to support investment. By 10 percent or Rp 582.59 billion for the general reserve and compulsory. By 1 percent or Rp 58.26 billion to fund the Partnership Program.
Then 3 percent or Rp 174.78 billion to fund environmental development program. And the rest, amounting to 56 percent or Rp 3.26 trillion, defined as retained earnings.
Not to Approve Acquisition of Bank Danamon
Director of Bank Indonesia Supervision II Kussulanjari Endang Tri Subari, say, Bank Indonesia have agreed to DBS Group plans to take over the shares owned by Asia Financial (Indonesia) in PT Bank Danamon Tbk (BDMN). Because the plan did not go into the bank's business plan.
"We are steering this is the information of the business plan it. In two bank business plan that does not exist. We're asking any corporate action or not it does not exist," said Endang, after attending financial seminars related to the Financial Services Authority (OJK), in Hotel Borobudur, Jakarta, Wednesday (18/04/2012).
He said that so far has not approved a plan BI Singapore-based bank is. BI decision was based because the plan's takeover by DBS Asia Financial Group are not included in the DBS good business plan and Danamon. Though not go into a business plan, Endang said, BI has not been thought to give sanction. "No (no penalty). We're always researching the business plan is there a strategic plan," he stated.
Endang also said the two banks still have a chance to review the business plan. "Yes they should enter. If there are strategic as they should enter," he said. "We have not been to the sanctions, yes," said Endang.
"We are steering this is the information of the business plan it. In two bank business plan that does not exist. We're asking any corporate action or not it does not exist," said Endang, after attending financial seminars related to the Financial Services Authority (OJK), in Hotel Borobudur, Jakarta, Wednesday (18/04/2012).
He said that so far has not approved a plan BI Singapore-based bank is. BI decision was based because the plan's takeover by DBS Asia Financial Group are not included in the DBS good business plan and Danamon. Though not go into a business plan, Endang said, BI has not been thought to give sanction. "No (no penalty). We're always researching the business plan is there a strategic plan," he stated.
Endang also said the two banks still have a chance to review the business plan. "Yes they should enter. If there are strategic as they should enter," he said. "We have not been to the sanctions, yes," said Endang.
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